I’m Not retiring early–Saving for a Late retirement

I have a plan for a lovely late retirement

Photo of Erin of Saving for Late Retirement
What? Me worry about retirement?

I made it my late 50s with a decent job, a good education, and a lovely home. What I don’t have is a million dollars saved in my retirement funds. I also have a big chunk of debt. So how the heck am I going to retire within 5 to 10 years?


You know all those books that have covers with young, happy couples frolicking on a sunny beach? You know the ones. Their titles exclaim that, “You Too Can Retire Early!” Ha! I may have read a few of those in my younger days, hoping for that glorious future. But now? Frolicking on that beach in my 40 and 50s ain’t going to happen


You know my new dream? I dream that I can retire someday…and before I turn 90!


My time window to save for a cushy retirement is getting smaller and smaller. Yet, though I feel stress about my future, I no longer am panicking. Why?


I have a plan.


I am no longer saving for an EARLY retirement. I am now saving for a LATE retirement.


Not only am I planning to pay off my debt, I am planning to have the amount of money I need to live comfortably when I retire. Plus, retirement is not just about money, but what to do after I stop working a full-time job.


Join in on the fun, and we can plan our retirements together. Though we weren’t early to the retirement party, let’s see if we can make it fashionably late.


After all, it’s better late than never!